At Hesed Eye, we appreciate that the cost of medical care can be a concern and source of anxiety.
Therefore, we are committed to fair and transparent charges for all our services such as consultation, tests, medicines and surgery. This is our commitment to our patients:
For our surgeries and procedures, we adhere to Ministry of Health Fee
Benchmarks for all our patients regardless of the status of the insurance panel,
meaning even for patients who are on insurance schemes where we are not on
panel we adhere to MOH fee benchmarks.
We adhere to the panel rates for both consultation and procedures for all the insurance panels that we are on. (Please see below for the insurance panels that we are on).
We also provide financial counseling using the prescribed Form B from the Ministry of Health providing a clear breakdown of the items that are charged for surgery before patients proceed for surgery with us. We will also advise on Medisave claimable amounts for the procedure and inform our patients of what any out-of-pocket charges there will be.
We assist our patients in all their insurance related matters. Specifically we can assist in applying for Letter of Guarantee so that their procedure fees are pre-approved and they can have the ease of mind knowing beforehand that their procedural fees will be taken care of.
Our first consultation fee ranges from $150-220 depending on complexity and length of consultation. Together with preliminary tests, total cost including consult will be $300-$350 (before GST) which includes:
The following are the MOH fee benchmark and Medisave Claimable amounts: (Please note: Medisave claims will be processed by the admitting hospital or day surgery center)
This information is up to date as of 11/08/2025
| Procedure | Surgeon Fee | Claimable |
|---|---|---|
Conjunctiva, Pterygium, Removal with Conjunctival Graft SL723E / 1A
Surgeon Fee
$1,900 - $3,100
Claimable
$2,220 |
$1,900 - $3,100 |
$2,220 |
Eyelids, Chalazion Cyst, Excision under general anaesthesia
Surgeon Fee
$950 - $1,600
Claimable
$1,070 |
$950 - $1,600 |
$1,070 |
Vitreous, Intravitreal Injections
Surgeon Fee
$750 - $1,600
Claimable
$1,250 |
$750 - $1,600 |
$1,250 |
Lens, Various Lesions, Yag Laser Capsulotomy
Surgeon Fee
$1,100 - $1,800
Claimable
$490 |
$1,100 - $1,800 |
$490 |
Lens, Cataract, Extraction with Intra-Ocular Lens Implant (Unilateral)
Surgeon Fee
$2,900 -$4,400
Claimable
$3,210 |
$2,900 -$4,400 |
$3,210 |
Lens, Complicated Cataract Extraction With
Surgeon Fee
$3,700 - $5,700
Claimable
$3,370 |
$3,700 - $5,700 |
$3,370 |
We are on the following integrated shield plan panels and adhere to the prescribed panel rates for these insurance policies:
For our patients who are AIA policyholders we are on an extended panel and we assist by applying for Letter of Guarantee before surgery so that all the fees are preapproved which means our AIA patients do not need to pay any deposit or upfront payments. All our AIA patients have had their claims approved with no issues.
As our follow ups for post-surgery are all within 100 days, there is also no difference between being treated by us or a panel specialist.
The following is a chart on the difference between panel and extended panel provided by AIA.
| Treatment by AIA preferred providers | Treatment by non-AIA preferred providers | |
|---|---|---|
|
Basic: AIA HSG Max A / Special A |
||
|
Pre-Hospitalisation benefit 2
Treatment by AIA preferred providers
Within 13 months before hospitalisation
Treatment by non-AIA preferred providers
Within 100 days before hospitalisation |
Within 13 months before hospitalisation |
Within 100 days before hospitalisation |
|
Post-Hospitalisation benefit 2
Treatment by AIA preferred providers
Within 13 months after hospitalisation
Treatment by non-AIA preferred providers
Within 100 days after |
Within 13 months after hospitalisation |
Within 100 days after |
|
Maximum Claim Limit
Treatment by AIA preferred providers
S$2,000,000 per policy year
Treatment by non-AIA preferred providers
S$1,000,000 per policy year |
S$2,000,000 per policy year 3 |
S$1,000,000 per policy year |
|
Rider: AIA Max VitalHealth A/B/B-Lite & AIA Max Vital Care 4 |
||
|
Co-payment Cap
Treatment by AIA preferred providers
$3,000 per policy year
Treatment by non-AIA preferred providers
N.A. |
$3,000 per policy year 5 |
N.A. 6 |
|
Rider: AIA Max VitalHealth A Value |
||
|
Co-payment Cap
Treatment by AIA preferred providers
AQHP: S$6,000 per policy year5
Treatment by non-AIA preferred providers
N.A. |
AQHP: S$6,000 per policy year5 |
N.A. 6 |
1: When there is more than one physician treating the insured for the same hospitalisation, the main treating physician must be an AIA preferred provider.
2: Pre-hospitalisation benefit and post-hospitalisation benefit are payable for the same illness or injury treated during the hospitalisation.
3: All hospitalisation and outpatient treatments must be provided by, or under, an AIA preferred provider within the same policy year.
4: AIA Max VitalCare is withdrawn (not available for new business or for switching in).
5: Regardless if a certificate of pre-authorisation is obtained
6: Except if a certificate of pre-authorisation is obtained before the treatment; or it is an emergency treatment the insured is referred for by an accident and emergency department in Singapore. In any such case, the same co-payment cap applies.1
Ultimately, we believe that the most important consideration should be finding an eye specialist whom you can trust and are comfortable with to perform your eye surgery and to care for you.
Please do not hesitate to reach out to us to enquire more and we will gladly assist in any way we can.
These are the Corporate Insurance Panels that we are on for which visits for us are likely to be cashless, however, we do advise that you check with us on this before your visit so we can confirm beforehand.
Trust in our expertise and commitment to excellence as we accompany you on your journey towards clearer, brighter, and healthier eyes. Experience the profound difference that an eye clinic with unparalleled technology and compassion can make in your life and vision.
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